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Auto Insurance
Do
you have the right amount of auto insurance? We will
personally review your policy and help you identify any potential overlaps
or gaps in your coverage. We’ll also identify any discounts you may
qualify for. We offer a
variety of coverage to fit your needs:
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Bodily
injury and property damage liability
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Collision
damage
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Other
than collision damage
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Uninsured/Underinsured
motorist
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Loss
of use
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Death
and dismemberment
Homeowners
Insurance
Your
home is probably your biggest financial investment. We offer several
coverage options designed to fit most any need.
Umbrella Insurance
If an unfortunate accident
should happen that is your fault, do you have enough liability insurance
from your current policies to cover your costs for negligence?
Since no one can predict how much a judge may award the injured person,
umbrella insurance is not just for the wealthy. Ask us about it today!
Renters Insurance
Condo & Townhome
Are your valuables covered in
the event of a fire, theft, or broken water pipes? Who will pay your
living expenses if your apartment is uninhabitable due to a covered
loss? Ask us- we'll be glad to show you how inexpensive Renters
Insurance is.
Business Insurance
Work Comp
Restaurant
We
offer flexible pricing plans designed to reflect the unique
characteristics of your business, taking into consideration limits,
coverage and deductible requirements, past loss experience and loss
prevention efforts, and hazard control and safety protection features.
Specialty Insurance
We represent a national leader in specialty insurance with more than 1.3 million
customers in 49 states. We can offer insurance for mobile homes,
specialty homeowners and specialty landlords, motor homes, travel
trailers, fifth-wheels, motorcycles, off-road vehicles, snowmobiles, personal watercraft and boats.
Long Term Care
Long-term care services can be very expensive. It is important to think
ahead about how you will pay for the care you get. Generally, Medicare
doesn’t pay for long-term care. Medicare pays only for medically necessary
skilled nursing facility or home health care. Ask us about planning now!
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Life Insurance
Whether
you are single, recently married, a young parent or planning for
retirement, you should have the security and peace of mind only Life
Insurance can offer. We can help you plan a Life Insurance
program that fits your needs and meets your goals. We offer a variety of
policies for you to choose from:
Annuities
Preparing for retirement,
college, and asset accumulation.
Products include:
Health
Insurance
Individual
Group
Short-Term
Medigap
Do you need health care protection because you're self-employed, in
school, between jobs, or not insured through your employer? Or are you
paying too much for your current health coverage?
Let us help you review all of the plans available at affordable rates to
individuals and families as well as small and
large groups!
Disability
If you were disabled and
unable to work as a result of an accident or illness, what would you and
your family do for income?
Disability income
insurance, which complements health insurance, can replace lost income.
At age 40, the average worker faces only a 14 percent chance of dying
before age 65 but a 21 percent chance of being disabled for 90 days or
more.
Flood
Until the late 1960s, most property owners were unable to get insurance
against flood damage.
In 1968, Congress addressed this issue by creating the National Flood
Insurance Program (NFIP). This federal program provides flood insurance
at a reasonable cost in exchange for the careful management of
flood-prone areas by local communities.
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