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Earthquake Coverage
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Q: How do I decide
whether or not to get earthquake insurance?
A: You should consider
the following factors when deciding whether or not to get earthquake
insurance:
-
proximity to active
earthquake faults
-
seismic history of the
region (frequency of earthquake
time since last earthquake
-
building construction
(type of building. and foundation
architectural layout materials used)
-
quality of workmanship
-
extent to which
earthquake resistance was considered by the designer
-
local site conditions
(type and condition of soil)
-
slope of the land
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fill material
-
geologic structure of the
earth beneath
-
annual rainfall
-
value of the building and
its contents
-
cost of the insurance and
restrictions on coverage (i.e. the deductible).
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