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Auto Insurance
Get
a quote
At
our agency, we'll personally review your coverage and help you identify
unnecessary overlaps or gaps.
We'll
also identify any discounts you may qualify for. It's all part of the
professional, personalized service offered by me, your personal agent.
We can
offer you a wide variety of coverage options:
Bodily injury and property damage liability
Your
coverage allows payment for bodily injuries to other people or damage to
their property
if
you are liable. It pays whether
your
car
is driven by you, a qualified family member, or other driver using your
car with your permission*. In most cases, you are even covered in a car
you borrow or rent temporarily. Your coverage will pay up to the limits
that you select during our appointment.
*Limited to the maximum in some states.
Medical
All
reasonable medical expenses arising from an auto accident, regardless of
fault, for you, qualified family members or passengers, are paid under
Medical coverage,
up to the limits that you select during our appointment.
These
expenses are
also
paid for you and qualified family members while in a non-owned car.
Uninsured Motorist
Any bodily injuries to you, qualified family members, and any other person
occupying your covered auto, caused by an uninsured motorist or a
hit-and-run driver, if that driver is liable, are covered. Uninsured
Motorist limits may be increased by up to the same limits carried for
Bodily Injury, if desired. Uninsured property damage coverage is also
available in certain states. Ask me for more information.
Underinsured Motorist
This coverage pays for bodily injuries to you and qualified family members
caused by a motorist whose liability insurance limits are insufficient to
pay the damages you are legally entitled to recover. It pays up to the
limit you select, less the amount paid by the other party. Coverage
varies; I will be happy to show you the coverage available in your area.
Comprehensive
This coverage pays for damage to your car except when it is caused by
collision or upset. It includes damage from fire, vandalism, windstorm,
sandstorm, falling objects, animals, water or flood.
Collision
Accidental damage to your car is covered by collision with any object or
by upset. You are covered up to the actual cash value of your
vehicle, less the deductible.
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